Office open only for essential business

As our federal, state and community officials encourage increased social distancing, we ask you to consider avoiding any in-person office visit in favor of other remote means of transacting business and accessing your accounts, where possible.

Our office hours will be 9 am to 3 pm, Monday through Friday until further notice. 

To reduce the risk of COVID-19 infection to members and staff, we ask that any visitor:

  • Call (415) 499-9780 before visiting our office. Our office is open only for essential business at this time.
  • Wear a mouth and nose covering. The CDC now urges everyone to wear a face covering when outside your home.
  • Deposit checks at our ATM or using our smartphone app. Deposits are not being accepted in the office.
  • Deposit cash at our ATM. To reduce risk of infection, cash is not being accepted in the office.
  • Withdraw cash at any ATM. Cash is not being dispensed in the office. During this crisis, you may use any ATM without a fee from us, although the owner of non-COOP Network ATMs may charge you their fee.

Our Contact page is a convenient and safe alternative to an office visit. Also, your accounts are always accessible with:

💻 Home Banking
Manage your accounts from your computer.

  • See account balances and history
  • Transfer funds between accounts
  • Set up account alerts
  • Review cleared checks

To sign up for Home Banking, call us at 415/ 499-9780.

📱Mobile Banking

Use our free App to manage your accounts and use our free Mobile Check deposit app to deposit paper checks into your account with the snap of a picture. Available for Apple or Android devices.

🏧 30,000 FREE ATMs Nationwide

Locate our surcharge-free CO-OP Network ATMs here.

NEW: We’re also waiving our fee when you use another institution’s ATM during this time.

We will continue to keep you updated and be sure to follow us on Facebook for the latest news. 

This update effective as of April 8, 2020.

7.99% APR until balance paid off!

Lucky you — there’s a February 29 this year so you have an extra day to transfer balances to our Visa Credit Card and pay just 7.99% APR on those balances until they’re paid off.

NO balance transfer fee
NO annual fee
NO cash advance fee

Already have our Visa Credit Card? Download, complete and return our Balance Transfer Form.

Not carrying our card? Apply online now.
This is a limited time offer, so act now

Annual Percentage Rate effective 1/1/20 on balances transferred between 1/1/20 and 2/29/20. Balance transfers may not exceed available credit on MCFCU Visa Credit Card. Subject to approval. Existing MCFCU balances not eligible for transfer.

Did you know? We donate 1% of our Visa Credit Card’s net income to great local causes like Marin Humane. It’s why we call our card the good plastic.

Coronavirus Relief Options

The Small Business Administration (SBA) is helping people and businesses overcome the challenges created by the COVID-19 health crisis. The CARES Act contains $376 billion in relief for American workers and small businesses.

Please visit the SBA’s website here to learn more about these programs:

Paycheck Protection Program

EIDL Loan Advance

SBA Express Bridge Loans

SBA Debt Relief

For additional questions, please contact the SBA directly: 

📞Call: 1-800-659-2955 or (TTY: 1-800-877-8339) 
📧 Email:

Please note that Marin County Credit Union is NOT an SBA lender but it providing this information as a service to its members.

Meet Duke the Therapy Cat

“Duke Ellington” Morris — the Therapy Cat — has been featured on television, People magazine,, and his Facebook video has been viewed nearly 12 million times.

As the star of the UCSF Medical Center’s animal-assisted therapy program, Duke, who is a rescue cat, can be found passing out cuddles and spirit-lifting purrs to critically ill patients.

He’s come to Marin County Federal Credit Union to raise money for Marin Humane and we’ll be sure to let you know when he’s coming back. Like us, Duke supports this great local group’s mission of providing animal care, human education and advocacy.

A card that helps Marin County

Visa Credit Card

We think our credit card’s low rate is great. But what if you can also help give back to Marin County every time you use it? We think that’s a win-win. Choose our card and you’ll enjoy:

• Great low rate
• No annual fee
• 1% given to local groups
• Credit lines to $25,000
• No balance transfer fees



Starting out or rebuilding a credit record can be difficult. Let us help with our Secured Visa Card. This credit card is backed by funds you deposit as collateral, with a credit limit based on how much you deposit. And the funds you deposit remain yours and even earn dividends. 

• No application fee
• No annual fee
• Same low rate as our regular credit card
• Unlike prepaid credit cards, payments are reported to credit bureaus so you build a credit record.
• 1% given to local groups



See all those pets on the top of this page? Thanks to our cardholders, we’ve paid the Marin Humane Adoption Fees for each of them and they have all found their furever home. Each year, at least 1% of our Visa Credit Card net income goes to support community groups.

What we’re doing

As you may know, last week a telecommunications provider cut the cable connection serving our offices and those around us.
While this event was out of our control, we’re taking steps now to help avoid service outages like this in the future.
We are having a second internet line installed, from a different provider, as a backup for our computers, phones, Home Banking and Mobile Banking platforms.
We know how important access to your accounts is and we want to do everything we can to avoid a service interruption like this.
If you have any questions, please e-mail me or call me at 415-499-9780‬‬‬, Ext. 413.

Elesja Callaghan, CEO