Disclosures


Marin County Federal Credit Union Privacy Policies

Important Privacy Choices for California Consumers.

You have the right to restrict the sharing of personal and financial information with outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

Federal Privacy Disclosure

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information

To download a copy of the Marin County Federal Credit Union Federal Privacy Policy click here.


U.S. Patriot Act Disclosure

Effective October 1, 2003

In accordance with section 326 of the USA Patriot Act, Marin County Federal Credit Union is required by Federal law to obtain, verify, and record information that identifies each person who opens an account or is being added as a signatory to a new or existing account. In some cases, identification will be requested for those banking with us prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the accounts.

What this means for you:

When you open an account or are going to be added as a signatory to an account, we will ask for you name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

In all cases, protection of our member’s identity and confidentiality is the Credit Union’s pledge to you.


Fraud Prevention and Online Security

Warning: Marin County Federal Credit Union will never request you to send personal information via email or telephone text messages. If you encounter a suspicious email, website or text that states it is from Marin County Federal CU, do not respond to it. Please contact Marin County Federal CU to report the suspicious activity.

To Improve Your Online Safety:
  1. Use a current web browser.
  2. Avoid downloading programs from unknown sources.
  3. Do not use your Social Security number as a username or password.
  4. Protect your online passwords. Do not write them down or share them with anyone.
  5. Protect your answers to security questions. Select questions and provide answers that are easy for you to remember, but hard for anyone else to guess. Do not write down your security questions or answers or share them with anyone. If you have selected security questions on other websites, avoid using the same questions to protect your Marin County Federal online account. Please note that we will never ask you to provide answers to your security questions via email or text message.
  6. Use secure websites for transactions and shopping. Shop with merchants you know and trust. Make sure internet purchases are secured with encryption to protect your account information. Look for "secure transaction" symbols like a lock symbol in the lower right-hand corner of your web browser window, or "https://" in the address bar of the website. The "s" indicates "secured" and means the web page uses encryption.
  7. Always log off from any website after making a purchase with your credit or debit card. If you cannot log off, shut down your browser to prevent unauthorized access to your account information.
  8. Close your browser when you are not using the internet.

Notices, Terms and Conditions

Insurance

All Marin County FCU accounts are federally-insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

Notice of No Liability

Marin County FCU is not responsible for the acts or omissions of any company or person to whom a member is referred for services, products or other purposes ("referral information"). As a courtesy to its members, Marin County FCU accepts referral information from companies and person. By offering referral information to its members, Marin County FCU does not endorse, guarantee or warrant any representations, services or products made or supplied by such company or persons.

External Website Links

All external website links on Marin County FCU’s website are here as a services to Marin County FCU members or others using this site. Marin County FCU is not responsible for, nor does it advocate or promote information, services or products which may appear on any of the links, or on subsequent links from the primary link.

Disclosures & Agreements

When you apply for and are approved for any Marin County FCU service, you will receive the appropriate Marin County FCU disclosures and agreements.

Links to Outside Web Sites

You are about to leave Marin County Federal Credit Union’s proprietary website and be redirected to a 3rd-party website not owned nor operated by Marin County Federal Credit Union. We are not responsible for any content, products and services contained on this external site. Moreover, Marin County Federal Credit Union is not liable for any transactions performed within their site. Their privacy and security policies may differ from those practiced by Marin County Federal Credit Union, and it is recommended that you review all their security and privacy policies in detail prior to executing any actions on their site. If you agree with these conditions, please hit Continue. Otherwise, hit the back button on your browser to return to the previous page.