A low rate that saves you money every day on purchases and balance transfers.
• Great low rate
• No annual fee
• Credit lines to $25,000
• No balance transfer fees
• EMV chip technology for more secure transactions and ease of use when traveling internationally
For a limited time, lock in a super-low rate for balance transfers! Learn more here.
Secured Visa Card
Starting out or rebuilding a credit record can be difficult. Let us help with our Secured Visa Card. This credit card is backed by funds you deposit as collateral, with a credit limit based on how much you deposit. And unlike a prepaid credit card, the funds you deposit remain yours and even earn dividends.
Our Secured Visa Card offers great benefits:
• No application fee
• No annual fee
• Same low rate as our regular credit card
• Unlike prepaid credit cards, payments are reported to credit bureaus so you build a credit record.
Pay off other cards right now
Use our Balance Transfer Form to pay off other high-rate cards. Just complete and return it to us — we’ll take care of everything for you.
Our Good Plastic Program gives 1% back to local groups
Shop smart and do good at the same time. Each year, we donate 1% of our net Visa income to support important causes in the communities we serve.
Arranges adoptions and provides a superior level of care, education, rehabilitation and veterinary/support services. We’re sponsoring one pet each month, paying all of their adoption fees.
SF-Marin Community Food Bank
Provides food to families, low-income seniors and anyone else in Marin and San Francisco counties in need of nutritional assistance.
Subject to approval and change. See Visa Credit Card Disclosure for details.