Rates effective as of September 1, 2023
Secured Loans
| Loan Type | Max. Loan Amount | Max. Term | APR |
|---|---|---|---|
| Share-Secured
APR is percentage above share rate |
Unlimited | 120 months | as low as 2.5% above dividend rate |
| Certificate-Secured
APR is percentage above share rate |
Based on certificate value | Certificate Term | as low as 2.5% above dividend rate |
Unsecured Loans
| Term & APR* | 720+ | 719-700 | 699-680 | 679-640 | 639-600 | < 600 |
|---|---|---|---|---|---|---|
| Signature Loan, Debt Consolidation Loan & Line of Credit
Maximum Dollar Amount: $25,000 |
8.74% | 10.24% | 12.24% | 14.24% | 16.24% | 17.99% |
* APR determined by credit score.
APR: Annual Percentage Rate
APY: Annual Percentage Yield
Rates are subject to change without notice.
Certain conditions and restrictions apply.
Call 415-499-9780 for details and current rates.
Loans subject to approval.
Equal housing lender.
NMLS# 1048060